Matt Talks Money.

It's finally a New Year after a testing 2020 but if it taught me one thing, it was that commerce is quickly moving online and as such this will the way forward for the next few years. But more on this in a later blog...  New Year, Old Tricks.  At the end of 2020, I came across a company called UniTaskr who will pay you for doing certain online jobs but their main objective is helping with social media 'shout outs'.  After a quick check to see if your social media passes their requirements, they give you some content to post on your Instagram and then 24 hours later you send them the results and they send you some easy cash!     Here was an example I took part in promoting Spotify:  And here was the payment:  Some may say £6 isn't much and I agree with you but £6 for doing nothing but 5 minutes work whilst watching Nexflix that can pay for my next 2 meal deals from Tesco, I'm not complaining!  If you want to make some easy cash definitely check Uni...

Today's blog is about a new expense tracker I found back in November and have been using ever since.  I always vaguely budgeted and knew where my money was being spent but this expense, income form and tracker is so easy to use and gives me invaluable insight into my monthly spending and income.  It works by using google forms for expenses and incomes which automatically gets put into a spreadsheet and a piechart which I have coloured coded to appear green or red depending on whether it's over budget or not.  Here are some photos of how it all works:  1) Complete this form after every purchase: 2) Complete this purchase after income payment: 3) This form will automatically become populated with the data.  Check out this link for the download and videos on how to install it if you're interested:  http://deborahho.com/expense-tracker

 Today we're back again with another item flip. I love to spend my minutes in-between doing actual work scrolling through Facebook marketplace because sometimes you find some absolute steals on there.  A few weeks ago I came across this lovely Helly Hansen mens coat for free and all the description said was wrong with it was the zip was broken. 20 minutes later and I'm back home, jacket in hand. After a quick bit of tampering with some pliers, the zip is fixed. So many people throw things away because either they don't know how to fix the issue (or don't know where to look) or can't be bothered to fix it. However, with a little bit of effort (and google), you can easily repair most things people throw away.  After a quick Ebay search, similar jackets to this have been selling for around £60. Not bad at all for a 5 minute scroll, 10 minute drive each way and 5 minutes to fix it. Whilst I think I'll keep this one for myself, it just shows, you can make money very ...

Ever since I read ‘Secrets of a millionaire mind’ I was inspired to track my net worth monthly and meticulously budget each month.  Net worth simply means the value of everything you own of value minus anything you owe. I’ve found that, since I’ve started recording it monthly, it has been increasing every month.   I like to think that, every time I make a financial decision, my subconscious mind is saying ‘remember what the calculations will add up to on the first of the month.’  Here is the link to the sheet I use to track my net worth : http://www.millionairemindbook.com/media/NetWorthTrackingBookBonus.pdf In a fortnights time I’ll tell you about a book that changed my perception on making money...

Remember the craze of bitcoin at the back end of 2017 when a single coin was worth $18,000? Well, only 4 years prior, a bitcoin was worth a mere $123 in October of 2013. Imagine if you had bought a bitcoin for just over $100 and in a few years it was worth 180 times that. Now go a step further and ask yourself what if that bitcoin you paid $100 for, could be free to acquire and that all you needed was an app.  Let me introduce you to Pi. No, not the mathematical constant 3.14... or just a badly spelt version of a yummy dessert. Pi is a new version of cryptocurrency aimed at using social circles to not leave people out of the next big thing and also to make cryptocurrency mining more accessible and cheaper. to earn Pi, all you have to do is log onto the app every 24 hours and press mine.  Currently Pi, as a currency. is worth virtually nothing but everything starts off that way and in 5 years time even if 1 Pi is worth 10p, I would at this very moment have £250 worth of Pi with...

 If you were to look back on your bank statement from last month and saw that one day you spent £2.80 on a coffee and then the next day you saw you spent £3, what would you think? Would you care? Probably not right, because at a glance 20p isn't really a big deal in the scheme of things. However 20p a day for a few months adds up quite nicely.  My primary bank Monzo has a feature which for every purchase I make, it automatically rounds it up to the next pound and puts that in a separate 'pot' which I use for savings. For example if I spent £2.47 would appear on my statement as £3 with 53p going into my savings pot. Below is a screenshot from my account and the amount of roundups I've made since June... That's right, £82.27 just from an automatic system! As you can see 20p here and there really does add up and it's a great way to subconsciously save if you struggle with this!  So that's £82.27 closer to 1 million....